Being in debt sucks. At times I thought it was worth having things I want now and pay later, yet I realize I end up paying more later on. I don't think I'll ever apply for another credit card again. I have no problem making monthly payments but it is getting ridiculous to the point where I defeated the purpose of owning one. I barely use my credit card anymore, yet I owe more money for service charges. It's a real low blow when I have to do that every month.
Its short, but that's all I really have to say for this entry.
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